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If you think borrowing money was easy before, now it’s cheap and more plentiful. Effective January 2018, the SBA (Small Business Administration) has made a major adjustment to their basic acquisition lending parameters. Here’s how it changed. In recent history, the SBA has required a minimum of a 25% down payment on the purchase of
Like with everything else, there is always the risk of liability when you own a Montessori school. Here are some of those risks and ways to manage them. The Heart Stopper: Make sure you never lose track of a child. This terrifying event is most likely to happen when moving back and forth to the
The Initial Questions have only one goal. Determine whether a company is interesting to you or a waste of your time as quickly as possible. While the questions won’t be exactly the same for everyone, the following should cover most if not all of your first look. Location Annual Revenue Annual Cash Flow. Specifically, EBITDA
As payroll costs are the single largest expense in a childcare center or school, many company owners and executives are concerned with the potential increase in the minimum wage. No one likes to see increases in expenses without corresponding increases in revenues and profits. Here’s a few ways to deal with an increase to the
Starting a Montessori School begins with hiring the right mix of professionals. Montessori teaching methods are proven and effective, but a Montessori school is also a business. You have to have right professionals to ensure that your school will have a long and successful life instead becoming a statistical business norm and closing in the
Whenever professionals discuss the financial performance of early education companies, the conversation will always include “cash flow”…and that can be dangerous. The term “cash flow” can mean many different things and it can be the cause of material misunderstandings that can lead to litigation or you losing some of your money…or both. Instead of using
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