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How To Reduce or Control Expenses In Your Childcare (Part 1 of 2)

  Controlling and reducing the expenses of your childcare company or school starts with knowing what the expenses should be.  Many company owners, presidents and CEOs started in this business with a somewhat vague knowledge of expense levels and an entrepreneurial spirit that told them they would figure it out.  Approximately 20% survive the early… Continue Reading

SBA Fees Explained

  To offset the costs of its loan programs to the taxpayer, SBA charges a guaranty fee and a servicing fee for each loan approved and disbursed. The amount of the fees is based on the portion of the loan guaranteed by the SBA. The lender may charge the upfront guaranty fee to the borrower… Continue Reading

How Do I Fix Collection Problems In My Childcare Company?

Collection problems can be sorted into two primary types. The first is collecting from private pay clients, and the second is collecting various subsidy funds from federal, state or local government. PRIVATE PAY CLIENTS (From 100% to Subsidy Differentials): Private pay clients are oftentimes like children who are simply testing boundaries. Operating in this mentality,… Continue Reading

How To Get The Best Appraisal For Your Childcare Real Estate At The Best Price?

Getting the best real estate appraisal for your childcare real estate for the best price is a function of four things. Knowing the type of appraisal you need Hiring the right appraiser Reviewing the appraisal. Researching and asking the right questions of your appraiser. First, not all appraisals have the same purpose or cost so… Continue Reading

Top Four Mistakes Buyers Make When Applying for Financing

  In today’s market, financing a childcare is oftentimes the most difficult hurdle to clear whether you’re acquiring more childcare centers and schools or just refinancing your current debt.  Hence, it is very important to avoid any pitfalls that can make your borrowing process more difficult.  Here are four of the most common mistakes made… Continue Reading